Page 38 - Takoma Park Benefits Guide 2022
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Using Your Health Reimbursement Arrangement

               We make it easy to access and use your account funds. There are two
               ways to pay for health care.
               1.  Use Your Payment Card: This is the simplest way to purchase
                   health care! Provide your card to a qualified merchant or
                   provider, and they will swipe your card like any other credit or
                   debit card to pay for your purchase.

               2.  Pay with Personal Funds and Request Reimbursement: Pay using
                   your own personal credit card, cash, or check and keep your itemized receipt as documentation.
                   Then, log on to your online account to file for reimbursement and upload documentation. You can
                   receive reimbursement funds via check or direct deposit.
               Tip:  Set up direct deposit online to receive quicker reimbursements.


               How to Pay at…
                •  The Doctor, Dentist, Eye Doctor, or Hospital. When you pay for health care at the doctor, dentist,
                    eye doctor, or hospital, be sure to always present your health insurance ID card first to ensure
                    proper processing of your charges.

                    If you are asked to pay a copay, you may pay with your payment card, or you may pay using
                    personal funds and request reimbursement online.  Save your itemized receipt to submit as
                    documentation.
                    If you’re asked to pay for additional charges, do not pay your provider until the claim is processed
                    by your health plan and you receive your Explanation of Benefits (EOB) in the mail. This helps avoid
                    overpayment. Compare your EOB with the provider bill to verify the amount being charged by your
                    provider is the same as the patient balance on the EOB. You may then pay using your payment
                    card, or pay using personal funds and request reimbursement online using your EOB or itemized
                    provider bill as documentation.

                •  The Pharmacy. When purchasing prescriptions, be sure to always present your health insurance ID
                    card first to ensure proper processing of your charges. You may pay with your payment card, or you
                    may pay using personal funds and request reimbursement from your account. Save your itemized
                    receipts to submit as documentation, as you may be required to substantiate the expense.


                                                                         Learn more about HRAs!

                                                                         www.ConnectYourCare.com/hravideo












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