Page 39 - Takoma Park Benefits Guide 2022

Using Your Payment Card
We provide a convenient payment card to access
Use Your Card at Approved
account funds. You will receive this card in the mail.
Merchants
Below are four tips to make using your payment card
Your card has been programmed to
simple and easy.
work only at merchant locations that are
1. Pay for Qualified Expenses with Your Card.
designated as health care merchants
Pay for qualified products and services directly
based on their Merchant Category Code
at approved merchants (see sidebar). The
(MCC).
money comes right out of your health care
Examples of qualified merchants include
account. Provide your card to a qualified
merchant or provider, and they will swipe your doctor’s offices and hospitals. The card
should only be used to pay for eligible
card like any other credit or debit card to pay
for your purchase. If asked, select "credit," to medical expenses, and you should
always save your receipts.
use it without a personal identification number
(PIN), or "debit" to use a PIN. There is a preset You will not be able to use your
PIN associated with your card, which is the last payment card at locations that are not
4 digits of your card number. To select a approved health care merchants. Visit
different PIN, call 888.999.0121. www.ConnectYourCare.com/stores for a
list of approved merchants.
2. Get Your Balance. By frequently checking your
account balance online, you will have a good For qualified purchases at locations that
idea of the amount of funds available in your are not approved health care
account. When you swipe your payment card, merchants, you can pay with other
the system makes sure that your coverage is means, then submit a request for
active and that you have sufficient funds in reimbursement through your online
your account for the full amount. If not, the account.
transaction will be denied. You can swipe the

card for the amount left in your account and pay the difference with another form of payment.

3. Know What’s Eligible. Familiarize yourself with what expenses are eligible using the list of
Eligible Expenses in this guide, your online account, or your employer’s plan documents.
Examples of eligible expenses are doctors’
visits, prescription drugs and many over-the-
counter medications (with a prescription). If
you use the card for ineligible expenses, you
may be asked to write a personal check to
refund the plan.

4. Save Your Itemized Receipts. Although your
payment card eliminates the need to file
paper claims, the IRS requires that your
charges be verified. Always save your
itemized receipts in case they are required to
confirm a purchase or for tax purposes.

4