Page 43 - Takoma Park Benefits Guide 2022
P. 43

Paying for Care is Easy...          This step-by-step guide explains how to use your
                                                                       account. Let’s start at the doctor’s office.



                                   Step 1                         Step 2                      Step 3
                                   Go to the Doctor, Dentist, Eye Doctor,    Pay Additional Charges (if any)  Complete the Payment Process
                                   Pharmacist or other Health Care Provider.
                                                                  9     Your insurance plan will process the claim.   9     Payment Card: If you paid using your
                                   9     Show your insurance ID card.   You may receive a bill for your portion owed.   payment card, you may have to submit
                                                                                                documentation. We’ll try to automatically
                                   9     Pay copays and other charges with your    9     Paying with your payment card is always   verify that your payment card charges were
                                     payment card or with personal funds. Your   fastest and easiest. If necessary, you   eligible, but if we cannot, we’ll ask you for
                                     choice of payment impacts Step 3, so    can always pay with personal funds. Your   documentation.
                                     keep reading.                  payment choice impacts Step 3.
                                                                                              9     Personal Funds: If you paid with
                                   9     Ask your doctor for an itemized receipt as   9     Keep all necessary documentation.   personal funds, you will have to request
                                     documentation* – be sure it contains these                 reimbursement online or via the mobile
                                     five pieces of information:                                app, and submit your documentation.
                                                                  HOT TIP                       (See How to Submit a Reimbursement
                                      1. Patient name
                                                                                                Request section.)
                                      2. Date of service          An Explanation of Benefits (EOB) provided by
                                      3. Doctor’s name            your insurance carrier usually contains all the
   How Your                           4. Description of the service  required information.    How Your
                                      5. Amount charged
   Account                                                                                    Account
                                    *Health Savings Accounts (HSAs) will not require
   Works                            documentation, but you should always retain your          Works
                                    documentation in case it is needed at tax time.
                                We’ll automatically check as many payment card charges as we can, but at times, you may have to submit documentation.
                                 How does ConnectYourCare        Why would a doctor/dentist/eye doctor   What if I don’t submit documentation?
                                 automatically check eligibility?  charge need documentation?   Your payment card will be temporarily suspended if
                                                                                                *Health Savings Accounts (HSAs) will not require
                                 We use a number of methods, like automated    It may seem obvious that a charge at a legitimate health   documentation is not received. We’ll turn it back on
                                                                                                documentation, but you should always retain your
                                 information from the merchant or your health plan   provider would be approved, but we must check the   once documentation is received and processed. You
                                                                                                documentation in case it is needed at tax time.
                                 and exact matches to your plan’s copay amounts or   item’s eligibility (not teeth whitening, for example) and   may have to reimburse your plan for the expense.
                                 previously approved claims, to automatically approve   that it was during your plan year.
                                 as many charges as possible.
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