Page 50 - Public Citizen 2021-2022
P. 50
Full-Time Employees earning $44,204 or more
annually of Public Citizen
Benefits At-A-Glance
Long-term Disability Insurance
The Lincoln Long-term Long-term Disability
Disability Insurance Monthly benefit amount 66.67% of your monthly salary,
Premier Plan: limited to $8,000 per month
Elimination period 90 days
x Provides a cash benefit after Up to age 65 or Social Security
Coverage period for your occupation Normal Retirement Age (SSNRA),
you are out of work for 90
whichever is later
days or more due to injury,
Up to age 65 or Social Security
illness, or surgery Maximum coverage period Normal Retirement Age (SSNRA),
whichever is later
x Features group rates for
Elimination Period
Public Citizen employees
x This is the number of days you must be disabled before you can collect disability
SM
x Includes EmployeeConnect
benefits.
services, which give you and
x The 90-day elimination period can be met through either total disability (out of
your family confidential
work entirely) or partial disability (working with a reduced schedule or
access to counselors as well
performing different types of duties).
as personal, legal, and
financial assistance Maximum Coverage Period
x This is the total amount of time you can collect disability benefits (also known
as the benefit duration).
x This is the coverage period for the trade or profession in which you were
employed at the time of your disability (also known as your own occupation).
x Benefits are limited to 24 months for mental illness; 24 months for substance
abuse.
Pre-existing Condition
x If you have a medical condition that begins before your coverage takes effect,
and you receive treatment for this condition within the 3 months leading up to
your coverage start date, you may not be eligible for benefits for that
condition until you have been covered by the plan for 12 months.
The Lincoln National Life Insurance Company
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