Page 45 - Public Citizen 2021-2022

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NOTICES REQUIRED BY LAW
Special Rights on Childbirth. Under Federal law, group health plans may not restrict benefits for any hospital length of
stay in connection with childbirth for (either mother or newborn child) to less than 48 hours following a vaginal delivery
or less than 96 hours following a caesarean section. However, Federal law generally does not prohibit the mother's or
newborn's attending provider, after consulting with the mother, from discharging the mother or her newborn earlier than
the above period. In any case, under Federal law a provider may not be required (by plan or insurer) to obtain
authorization from the plan for prescribing a length of stay up to 48 hours (or 96 hours).

ERISA RIGHTS

The Healthcare FSA or Medical Insurance plan sponsored by your Employer are subject to the Employee Retirement
Income Security Act of 1974 (ERISA). (The Medical or Medical-Related Premium plan (Group Medical, Dental or Vision
Insurance Premiums) is not subject to ERISA.) Some of your basic rights under ERISA are described in this Summary Plan
Description. Your rights under ERISA and other federal and state law as related to the qualified benefit plans you elected
are fully detailed in the Summary Plan Descriptions that are maintained by your Employer for those plans.
As a Participant in the Company’s Healthcare FSA, you are entitled to certain rights and protections under ERISA. ERISA
provides that all plan participants shall be entitled to the following:
To examine, without charge, at the Plan Administrator’s office and at other specified locations such as work-sites and
union halls, all plan documents including insurance contacts, collective bargaining agreements, and copies of all
documents filed by the plan with the U.S. Department of Labor, such as detailed annual reports and plan descriptions.
Plan documents and other plan information will be provided upon written request of the Plan Administrator. The Plan
Administrator may make a reasonable charge for the copies. A summary of the plan’s annual financial report will be
automatically sent when such a report is required by law.
In addition to creating rights for plan participants, ERISA imposes duties upon the people who are responsible for the
operation of the employee benefit plan. The people who operate your plan, called "fiduciaries" of the plan, have a duty to
do so prudently and in the interest of the plan participants and beneficiaries. No one, including your Employer, your
union, or any other person, may fire you or otherwise discriminate against you in any way to prevent you from obtaining a
benefit from the plan or from exercising your rights under ERISA.
If your RFR is denied in whole or in part, you must receive a written explanation of the reason for the denial. You have the
right to have the Plan Administrator review and reconsider your RFR.
Under ERISA, there are steps you can take to enforce the above rights. For instance, if you request materials from the plan
and do not receive them within 30 days, you may file suit in a federal court. In such a case, the court may require the Plan
Administrator to provide the materials and pay you up to $110 a day until you receive the materials, unless the materials
were not sent because of reasons beyond the control of the Administrator. If you have a Claim for benefits which is
denied or ignored in whole or in part, you may file suit in a state or federal court as above. If it should happen that plan
fiduciaries or if you are discriminated against for asserting your rights you may seek assistance from the U.S. Department
of Labor, or you may file suit in a federal court. The court will decide who should pay court costs and legal fees. If you are
successful, the court may order the person you have sued to pay these costs and fees. If you lose or if your RFR is found to
be frivolous, the court may order you to pay these costs and fees. If you have any questions about the plan, you should
contact the Plan Administrator.
If you have any questions about this statement or about your rights under ERISA, or if you need assistance in obtaining
documents from the Plan Administrator, you should contact the nearest office of the Employee Benefits Security
Administration, U.S. Department of Labor, listed in your telephone directory or the Division of Technical Assistance and
Inquiries, Employee Benefits Security Administration, U.S. Department of Labor, 200 Constitution Avenue N.W.,
Washington, D.C. 20210. You may also obtain certain publications about your rights and responsibilities under ERISA by
calling the publications hotline of the Employee Benefits Security Administration.

TASC I 2302 International Lane I Madison, WI 53704-3140 I 1.800-422-4661 I www.tasconline.com I FX-5297a-061819
The information contained in this communication is confidential and to be used by TASC employees and representatives for only its intended purpose.
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