Page 49 - Public Citizen 2021-2022

Long Term Disability

Long term disability insurance is intended to protect your income for a long duration after you
have depleted your sick leave. The long-term coverage is offered through Lincoln Financial Group.
Lincoln Financial

Class 1: Employees Earning more than $44,204.00 per year

» 90 day wait
» Maximum monthly benefit is 66.67% of you annual salary up to $8,000

» Benefit duration is later of Age 65 or Social Security Normal Retirement Age
» Coverage is voluntary, Employee pays 100% of the premium

Class 2: Employees earning less than $44,204.00 per year

» 90 day wait

» Maximum monthly benefit is 66.67% of you annual salary up to $7,300
» Benefit duration is later of Age 65 or Social Security Normal Retirement Age

» Must enroll in coverage. Public Citizen will be paying 100% of the premium

Please refer to summary plan description for more details