Page 53 - Public Citizen 2021-2022

Public Citizen provides this valuable benefit at
no cost to you.

Full-Time Employees earning less than $44,204
annually

Long-term Disability Insurance

Keep getting a check when you’re hurt or sick.

You always have bills to pay, even when you can’t get to work due to injury, illness, or surgery. Long-term
disability insurance helps you make ends meet during this difficult time.

AT A GLANCE:

• A cash benefit of 66.67% of your monthly salary (up to $7,300) starting 90 days after you are
out of work and continuing up to age 65 or Social Security Normal Retirement Age (SSNRA),
whichever is later
• EmployeeConnect services, which give you and your family confidential access to counselors
SM
as well as personal, legal, and financial assistance.
• Program Services include:
- Unlimited, 24/7 access to information and referrals
- In-person help for short-term issues; up to four sessions with a counselor per
person, per issue, per year.
- One free consultation with a network attorney (with subsequent meetings at a
reduced fee)

- Online tools, tutorials, videos and much more

ADDITIONAL DETAILS

Coverage Period for Your Occupation: Up to age 65 or Social Security Normal Retirement Age (SSNRA),
whichever is later.
Pre-existing Condition: If you have a medical condition that begins before your coverage takes effect, and you
receive treatment for this condition within the 3 months leading up to your coverage start date, you may not
be eligible for benefits for that condition until you have been covered by the plan for 12 months.
For complete benefit descriptions, limitations, and exclusions, refer to the certificate of coverage.
This is not intended as a complete description of the insurance coverage offered. Controlling provisions are provided in the policy, and this summary
does not modify those provisions or the insurance in any way. This is not a binding contract. A certificate of coverage will be made available to you that
describes the benefits in greater detail. Refer to your certificate for your maximum benefit amounts. Should there be a difference between this
summary and the contract, the contract will govern.
EmployeeConnect SM services are provided by ComPsych® Corporation, Chicago, IL. ComPsych® is a registered trademark of ComPsych® Corporation.
ComPsych® is not a Lincoln Financial Group® company. Coverage is subject to actual contract language. Each independent company is solely responsible
for its own obligations.
Insurance products (policy series GL3001) are issued by The Lincoln National Life Insurance Company (Fort Wayne, IN), which does not solicit business in
New York, nor is it licensed to do so. Product availability and/or features may vary by state. Limitations and exclusions apply. Lincoln Financial Group is
the marketing name for Lincoln National Corporation and its affiliates. Affiliates are separately responsible for their own financial and contractual
obligations. Limitations and exclusions apply.
Benefits Overview | The Lincoln National Life Insurance Company
GP-ERPD-FLI001-DC - ©2019 Lincoln National Corporation - LCN-1821793-061517-Q1.0