Page 46 - NAPA 2021-2022

Partial Disability If you become disabled and can work part-time (but not full-time), you may be eligible
Benefits for partial disability benefits, which will help supplement your income until you are able
to return to work full-time.
DEFINITIONS
Definition of Disability and disabled mean that because of an injury or illness, a significant change in
Disability your mental or functional abilities has occurred, for which you are prevented from
performing at least one of the material duties of your regular job and are unable to
generate current earnings which exceed 99% of your weekly earnings from your regular
job. You can be totally or partially disabled during the elimination period.
Definition of Weekly earnings for salaried employees is the gross annual salary in effect immediately
Weekly Earnings prior to the date disability begins, divided by 52. Weekly earnings for hourly employees
is the hourly rate of pay multiplied by the average number of hours worked per week
during the 12 month period immediately prior to the date disability begins. If employed
for part of the prior 12 month period, weekly earnings is the hourly rate of pay multiplied
by the average number of hours worked.
FEATURES
Vocational If you become disabled and participate in the vocational rehabilitation program, you will
Rehabilitation be eligible for a monthly benefit increase of 5%.
Benefit

SERVICES
Hearing Discount The Hearing Discount Program provides you and your family discounted hearing
Program products, including hearing aids and batteries. Call 1-888-534-1747 or visit
www.amplifonusa.com/mutualofomaha to learn more.