Page 43 - NAPA 2021-2022

FEATURES
Living Care/ 75% of the amount of the life insurance benefit is available to you if terminally ill, not to
Accelerated exceed $187,500.
Death Benefit
Waiver of If it is determined that you are totally disabled, your life insurance benefit will continue
Premium without payment of premium, subject to certain conditions.
Conversion If your employment ends, you may apply for an individual life insurance policy from
Mutual of Omaha without having to provide evidence of insurability (information about
your health). You will be responsible for the premium for the coverage.
SERVICES
Travel The Travel Assistance program is an added benefit that provides assistance for your travels
Assistance over 100 miles away from home or outside the country.
Hearing The Hearing Discount Program provides you and your family discounted hearing products,
Discount including hearing aids and batteries. Call 1-888-534-1747 or visit
Program
www.amplifonusa.com/mutualofomaha to learn more.
Will Prep We work with Epoq, Inc. to offer employees online will prep tools. In just a few clicks you
Services can complete a basic will or other documents to protect your family and property. To get
started visit www.willprepservices.com.
AGE REDUCTIONS AND EXCLUSIONS
Insurance benefits and guarantee issue amounts are subject to age reductions:
- At age 65, amounts reduce to 65%
- At age 70, amounts reduce to 50%

Information about the AD&D exclusions for this plan will be included in the summary of coverage, which
you will receive after enrolling.

Please contact your employer if you have questions prior to enrolling.