Page 45 - NAPA 2021-2022

Short-Term Disability Insurance

We’ve Got You Covered
As an active employee of National Asphalt Pavement
Association, you have access to a disability income insurance
policy from United of Omaha Life Insurance Company.
A disability income insurance policy can help provide security
when you need it, plus give you peace of mind so you can
recover faster and get back on the job sooner.
Coverage guidelines and benefits are outlined below.

ELIGIBILITY - ALL ELIGIBLE EMPLOYEES
Eligibility You must be actively working a minimum of 30 hours per week to be eligible for
Requirement coverage.
Premium The premiums for this insurance are paid in full by the policyholder. There is no cost to
Payment you for this insurance.
BENEFITS
Elimination If you become disabled, there is an elimination period before benefits are payable. Your
Period benefits begin:

·On the 15th day of your disabling injury.
·On the 15th day of your disabling illness.
Weekly Benefit Your benefit is equivalent to 60% of your before-tax weekly earnings, not to exceed the
plan’s maximum weekly benefit amount less other income sources.
Maximum Benefit Up to 11 weeks
Period
Maximum Weekly $2,000
Benefit
Minimum Weekly None
Benefit

44910 G000BK33