Joseph Morgan, LUTCF, CRPC
What Our Clients Say
Academy Financial, Inc.
For over 20 years, the Blue Harbor Benefits team has professionally serviced our group benefits clients. Their expertise and excellent customer support allows us to focus on our relationships with our clients while they provide the backup services. This has made our firm more efficient and profitable!
Baltimore Washington Eye Center
Working with Joe Morgan and Blue Harbor Benefits has saved us not only money but also so much time. I am never hesitant about asking them for assistance with insurance issues or questions—they help us with every aspect of our plan.
For the Record, Inc.
We’ve worked with Ritchie Sebeniecher and team for many years. They are knowledgeable, capable, and responsive to all our inquiries. As a small business, we especially look to their guidance for annual renewal options and have always been pleased with their candor and advice.
Interested in Working With Us?
Building personal, long-lasting relationships with our clients is at the heart of what we do. We care about your business—and you.