Page 10 - Public Citizen 2021-2022
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This plan uses a provider network. You will pay less if you use a provider in the plan’s network.

                                                                 Yes. See www.carefirst.com or call         You will pay the most if you use an out-of-network provider, and you might receive a bill from a
                               Will you pay less if you          1-855-258-6518 for a list of provider  provider for the difference between the provider’s charge and what your plan pays (balance
                               use a network provider?
                                                                 network.                                   billing). Be aware, your network provider might use an out-of-network provider for some
                                                                                                            services (such as lab work). Check with your provider before you get services.

                               Do I need a referral to see                                                  You can see the specialist you choose without a referral.

                               a specialist?                     No.



                                                                                                                          What You Will Pay

                                         Common                    Services You May Need               In-Network Provider           Out-of-Network Provider                Limitations, Exceptions & Other

                                      Medical Event                                                   (You will pay the least)        (You will pay the most)                     Important Information
                                                                                                                                                                       If a service is rendered at a Hospital
                                                                Primary care visit to treat an       $10 copay per visit           Deductible, then 20% of             Facility, the additional Facility charge may

                                                                injury or illness                                                  Allowed Benefit
                                                                                                                                                                       apply

                                                                                                                                                                       If a service is rendered at a Hospital
                                                                                                                                   Deductible, then 20% of
                               If you visit a health            Specialist visit                     $10 copay per visit           Allowed Benefit                     Facility, the additional Facility charge may
                               care provider’s office or                                                                                                               apply
                               clinic                                                                                              Deductible, then 20% of
                                                                Retail Health Clinic                 $10 copay per visit                                               None
                                                                                                                                   Allowed Benefit

                                                                Preventive care/screening/           No Charge                     Deductible, then 20% of             Some services may have limitations or

                                                                immunization                                                       Allowed Benefit                     exclusions based on your contract

                                                                                                                                   LabTest: Non-Hospital:
                                                                                                     LabTest: Non-Hospital:        Deductible, then 20% of

                                                                Diagnostic test (x-ray, blood        No Charge                     Allowed Benefit                     If a service is rendered at a Hospital
                                                                                                                                                                       Facility, the additional Facility charge may
                                                                work)                                XRay: Non-Hospital: No        XRay: Non-Hospital:                 apply.  Please see your contract.
                                                                                                     Charge                        Deductible, then 20% of

                               If you have a test                                                                                  Allowed Benefit

                                                                                                                                                                       If a service is rendered at a Hospital
                                                                                                     Non-Hospital: No              Non-Hospital: Deductible,
                                                                Imaging (CT/PET scans, MRIs)                                                                           Facility, the additional Facility charge may
                                                                                                     Charge                        then 20% of Allowed Benefit
                                                                                                                                                                       apply.  Please see your contract.

                                                                                                                                                                       For all prescription drugs:
                                                                Generic drugs                        $8 copay                      Paid As In-Network
                                                                                                                                                                       Prior authorization may be required for





                              SBC ID: SBC20210607MANBPPDBL01RXXDB755N072021                                                                                                                               Page 2 of 7
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