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Dental Benefits




            NAPA provides Dental benefits through the following plan:
            CareFirst Blue Dental Plus Plan 5
              » Choose from a large national network of participating dentists.
              » In-Network and Out-of-Network coverage

              » Please refer to summary plan description for more details and for cost breakdown refer
                to “Frequently Asked Questions”.

            Dental Summary


                                                                           CareFirst Blue Dental Plus
                                 Benefits
                                                                                     Plan 5
                                                         In-Network
              Referral Needed                                                         No
              Class I
                Preventive/Diagnostic                                             Pd @ 100%

              Class II                                                          Deductible then
                Basic Services                                                     Pd @ 80%
              Class III                                                         Deductible then
                Major Services - Surgical                                          Pd @ 80%
              Class IV                                                          Deductible then
                Major Services - Restorative                                       Pd @ 50%

              Class V                                                              $1,500
                Orthodontic Services - Lifetime Maximum

              Deductible (Class II, III & IV)
                Individual                                                            $25
                Family                                                                $75

                                                      Out-of-Network
              Class I
                Preventive/Diagnostic                                              Pd @100%
              Class II                                                          Deductible then
                Basic Services                                                     Pd @ 80%
              Class III                                                         Deductible then
                Major Services - Surgical                                          Pd @ 80%

              Class IV                                                          Deductible then
                Major Services - Restorative                                       Pd @ 50%

              Class V                                                               $1,500
                Orthodontic Services - Lifetime Maximum

              Deductible (Class II, III & IV)
                Individual                                                            $50
                Family                                                               $150
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