Page 4 - Empowered Learning for Dyslexic Children Benefits Guide 2022-2023
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Frequently Asked Questions
How much will it cost me for my insurance coverage?
You will be responsible for 35% of the individual rate and 100% of the premium for any dependents
being covered. The employee is responsible for 100% of the dental and vision premium. The Life and
AD&D is paid by The Legacy School with no cost to you. The Short Term Disability is available to you,
however you are responsible for the entire cost.
How do I enroll or make changes at open enrollment?
T o enroll in any of the coverages, you will need to complete the BenefitMall Employee Enrollment
form and return to your HR Dept.
If you need to make changes to your elections, terminate coverage for you or your dependents then
a BenefitMall Change Form is required and must be returned to your HR Dept.
Can I enroll or make changes to my coverage outside of open enrollment?
There must be a qualifying event that occurred within 30 days from the requested effective date.
Qualifying events include but not limited too involuntary loss of coverage, marriage, divorce, birth/
adoption, etc. You must complete either the BenefitMall enrollment or change form and return it to
your HR Dept along with proof of qualifying event within 30 days from qualifying event.
Can I cancel coverage for myself or my dependents outside of open enrollment?
You can only cancel your coverage if you have a change in your employment status (employment
terminated, reduction in hours, etc.) or become eligible and enroll in other employer sponsored
coverage through your spouse etc.
What happens to my coverage if I no longer work for my employer?
Your coverage will terminate at the end of the month in which you are no longer employed. You
may be eligible to continue your benefits through COBRA after employment ends. The Legacy School
will mail to your home address on file the COBRA packet with instructions on how to proceed.
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